Guy Walker and Warren Ritter are agents of and collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state(s) of California (Guy CA Insurance License #0788565; Warren CA Insurance License #0M49451), GA and NV. No insurance business may be conducted outside these states referenced.

Guy Walker and Warren Ritter are also Registered Representatives of and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific state referenced.

Neither Wealth Management Strategies Insurance & Financial Solutions and its employees nor New York Life offers legal, tax or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

Wealth Management Strategies Insurance & Financial Solutions is not owned or operated by NYLIFE Securities LLC or its affiliates.